The check is the heart of the payment systems mechanism in the United States.

Between 1999 and 2000 the number of the U.S. will grow by more than $1.4 Billion.

89% of all adult Americans have a checking account.

Checks represent 75% of all non-cash transactions per person per year.

34% of all consumer retail spending is done with checks.

$56 Trillion in checks (exclusive of securities settlements) were written in the U.S. in the 1998.

Over $700 billion of these checks WILL BOUNCE.

NCFis the primary return reason, NOT FRAUD.

The rate of check fraud loss is less than 2 basis points or hundredths of 1 percent.

In a recent survey, when asked, 63% of consumers said they would prefer to play by check.

71% of consumers believe their checks use will remain the same or increase in the next year.

There are over 50 million checking account holders that do NOT have Credit Cards.

The value of float to banks is worth more than the total cost of the check processing systems.

U.S. banks generate over $60 Billion a year in revenue from DDA accounts.

Checks written to the U.S. Postal Service account for more than 25% of postal revenue.

Over 70% of merchants do NOT have a check authorization service.